XKOVA Docs
XKOVA Documentation
XKOVA is digital asset management for regulated institutions. Two first-class products, XKOVA SPS (the Stablecoin Payment System) and XKOVA TAMS (the Tokenized Asset Management System), sit on an orchestration layer that plugs into the vendors you already trust. Human MPC private-key material remains non-exportable, on-chain movement requires valid owner signatures, and the platform is API first with management and member apps. This portal is built for both people and AI coding agents.
Two products
Both products run on the same signed-settlement pattern: the chain requires a valid owner-address signature or Safe quorum, the XKOVA Relayer submits and pays gas, and XKOVA confirms the result.
XKOVA SPS
The Stablecoin Payment System. Move stablecoin value: payments, escrow and claims, treasury, settlement, and off-ramp.
XKOVA TAMS
The Tokenized Asset Management System. Issue and manage digital assets: programmable tokens, real-world assets, cap tables, distributions, and corporate actions.
On an open orchestration layer
XKOVA owns the orchestration: policy, ledger, audit trail, trusted identity-proof verification, scoped session authorization, and settlement state. The financial institution or authenticated digital channel remains authoritative for member identity. Every vendor connection is a swappable adapter, so an institution plugs in the providers it already trusts and is never locked into one stack. Closed competitors bundle wallets, networks, compliance, and ramps from a single provider, so switching means rebuilding.
Core Banking
Symitar, Corelation, Fiserv, and other cores, through the integration gateway.
Screening
BSA and KYT through Chainalysis, TRM, Elliptic, and others.
Identity
KYC and KYB through Persona, Alloy, Onfido, and others.
Conversion and Ramps
Fiat to digital through Coinbase, Paxos, Anchorage, and others.
Wallet Providers
Thirdweb MPC infrastructure, external wallets, custody boundaries, and future provider adapters.
Browse by area
Quickstart
Make your first authenticated sandbox call and reach a confirmed payment.
Platform Overview
The pillars, the orchestration layer, the non-custodial model, tenants and networks.
API Reference
Every operation, generated from the contract, plus a live try it console.
Developer Guide
Authentication, authorization, idempotency, pagination, errors, rate limits, webhooks.
Built for people and agents
Every page exposes a Copy page for LLM action, and the portal publishes an llms.txt index so AI coding agents can discover and read the documentation directly. The reference is generated from the OpenAPI contract, so it never drifts from the running system.
Try the demos
The shared Plover Credit Union tenant shows the management and member views of the same rails. The management Console supports a fixed demo-staff entry. The Plover member app offers Plover-branded email sign-in and one-click Quick Demo, both through the same confidential BFF and scoped XKOVA member session. See Try the Demos for the entry points.